Category Archives: Education

Online Education Consultants

You have decided that you will take your education and skill knowledge a step further by doing a higher education course or degree in your field or niche. But plethora of options of online courses, universities, college, institutes offering online course has made you confused to zero down on one option. In such a situation a professional help can guide you through making a correct career option.

Education consultant is a person who can give you professional education guidance on selecting the right course, potential college which will take your professional career graph higher. Such education guides or consultants are experts in their field and have great knowledge and skills to guide students for choosing the best option available for them.

Benefits of Education Consultation

1) Personalized Attention

As the competition in education sector has reached a cut throat level it has made the process of college and course selection for students highly time consuming and a complex one too. Selection of a course and college is very important as whole of the value depends on it. Same course is offered by 100s of universities and college but what really make a difference is what they are offering, the content of the course, the reputation of the institute, and in this an education consultant can help you.

Educations counselor will communicate with the students understand their current career status; get information about their further aspirations. On the basis of all this they will provide you with the best suited course programs offered by different universities. They will help you through the research process and make you understand how to find the effectiveness of the education course.

2) Offer Best Guidance

World Wide Web (internet) is one place where one can get enormous information about anything. But vast information gathered can also fall short to answer your personal questions and queries like: Which college is good? Whose course content is better? Which online course will fulfill my career needs?

An education mentor will be able to help you through all your queries and helps in organizing things for you. He will draw the information in such a manner that it will be the best for your needs. His vast knowledge about the colleges, courses being offered can assists the students to get enroll in the best suitable colleges according to their needs, capability and goals.

3) Online Education Consultation

There are many consultants which provide online education consultation to students. They provide you online discussion in choosing the right course selection which helps you rise in your career path.

Educate A Whole Generation

Education today is not the privilege of the few, but on the contrary it is mandatory for people one and all. Educational equality is the new slogan of the government. How far this slogan is being brought into action is the question asked by many. Today women are not just restricted to household work and cooking for her family, today, it’s all about empowerment of women.

A woman is the flag bearer of a society. It is she who gives birth to the future of the world. She is responsible for rearing her children and giving them an opportunity to grow up in a healthy and positive environment. In order for her to this, the most important thing she needs is education. A mother is the child’s first teacher. Without her being educated how will she educate her children?

Not only this, it is necessary to educate women so that they can provide a safe and healthy life to herself as well as her child. It is important to educate her so that she can take an active part in supporting the economy of the world.

Benefits Of Educating A Woman:

1.Decrease the mortality rate of women and children: females who are educated are more aware of health and hygiene. They are more likely to go for proper medical treatments and precautions to avoid disease and infections. This will improve the immunity of mother and child and decrease the mortality rates to a great extent.

2.Reduction In Population: educated women are more likely to take birth control measures like pills, abortion, etc. they are more aware of family planning, safe pregnancy, and late motherhood. This will help in reduction of female fertility rates.

3.Protection Against HIV and AIDS: literate women are less likely to be affected with this dangerous disease. They are aware of safe sex practices and use of condoms, which can help them avoid HIV and AIDS.

4.Adding To The World Economy: women who are educated can participate in increasing the economy rate of the world and improving the financial conditions.

Alternatives to Foreclosure

First and foremost its vital that you communicate regularly with your lender and understand all of your options. Whether you’re about to have your house sold at auction, foreclosure is in sight, or you’ve missed your first payment or possibly second payment, you may still have a good chance of saving your home and avoid the foreclosure nightmare. Also, if you are current and in good standing today with your monthly payments but recognize the coming months may get financially too tight, then be prepared and act now! Let’s review a handful of options, highlighting the positives and possible negatives of each process. Which avenue is best for you during your hardship?

– Loan Modification: This method of getting back on track with your home loan is most often the best route when the hardship you’re facing is temporary. There should be no damage to your credit history and you can stay in your home happily. Some solutions include; minor adjustments by deferring your past due amount to the end of the loan or reducing the payment for the next few months/lowering your interest rate. A loan modification occurs where all parties involved with a problem loan mutually agree to create a new and better loan. The loan modification should concur previous financial issues, ensuring new obligations are met seamlessly. However, modifying your home loan is not as easy as it sounds, especially attempting to mange it on your own. Contacting, communicating and working with the proper individuals with in your Lender’s organization can be frustrating and simply inefficient. I suggest working with a seasoned professional to help expedite the process. Your best bet is to retain a professional, experienced mortgage attorney and/or legitimate, credible law firm experienced with a history of loan modification successes. Banks do not want to foreclose on your property. They would rather continue collecting your money than take over your property, especially with the current high volume of foreclosures nationwide.

However, if your credit is severely damaged your lender may not approve the modification in fear that the new proposed terms will not be met successfully. Monthly payments may still be a bit high as you are keeping your entire mortgage balance plus the total default amount.

– Refinance: If your hardship is due to your current tight financial situation amplified by your adjustable rate mortgage that’s inflating your monthly payments, you may still be able to refinance into a fixed-rate loan. However, if you are already late on payments and your credit history has gone down hill, this option may be unavailable. Work with a trusted source or loss mitigation specialist to review and dictate your possibilities. They should be able to give you a clear answer as to whether this is possible without charging you any fees. There are of course normal charges and fees if you pursue and successfully refinance and your credit will stay in tact.

Keep in mind, refinancing is most likely not available if your credit is already severely damaged. There must be a certain percentage of equity (the amount you owe on the loan is less than what the property is worth and the positive difference is your equity) and the monthly payments may still be somewhat high.

– Home Sale: If the amount you owe on your property is less than or equal to the current market value of the property, selling your home may be a good option because you will be able to pay off the mortgage in one lump sum. But in today’s real estate market this option is rarely the case. As you probably know, home prices have decreased nationwide, the job market has pinched people out of work and new prosperous jobs are tough to come by. Most people in mortgage trouble today are faced with the problem of owing more on their property than it’s worth. If you are in a position to sell your home and pay off the mortgage in full, then you do not need a loss mitigator and should contact your local, trusted Realtor.

– Short Refinance: A Short Refinance, also known as a short payoff, is a transaction where the lender agrees to accept less than the full amount owed on the entire mortgage. Instead of the property being sold, it is refinanced with a new bank or lender. The short refinance allows the homeowner to retain ownership of the property, while at the same time avoiding a foreclosure or possible bankruptcy. If you want to keep your home, but don’t have enough equity to get into a foreclosure bailout loan, a short refinance is your answer. By negotiating a short refinance with your current lender, you can obtain a payoff of less than the full amount owed, and refinance your home with a new lender. At this lower payoff amount, you are then able to have a mortgage you can afford. This option may not be available to you if you are severely past due on your mortgage or have severely damaged credit.

Again, with a successful short refinance the entire debt is wiped away and the backs will not and can not go after you for the difference. I suggest working with a loss mitigation company who will manage and negotiate on your behalf. You should have no out-of-pocket expense because they will work all fees into your new loan. There should be minimal damage to your credit.

– Short Sale: Are you behind on your mortgage, or unable to work with and negotiate new terms with your current lender, or concerned about your home foreclosing and therefore damaging your credit? If you fall into any of the above categories then the short sale option may be the best avenue for you. In such an event the lender agrees to forgive the financial portion of the mortgage payoff that is not covered by the sale price. In return, the borrower does all the legwork associated with the listing and selling of the real estate. Here is an example of the short sale process:

– You owe $350,000 on your home and are unable to make your minimum monthly payment, and your financial situation in the coming months doesn’t look to get any better.

– You’ve fallen behind on your monthly mortgage payment and are entering into the pre-foreclosure period.

– At this point FIND AN EXPERIENCED REAL ESTATE AGENT WHO HAS DONE A SHORT SALE BEFORE and has a successful track record. Your real estate agent will be able to deal and negotiate with the mortgage company on your behalf. An experienced short sale agent will give you a much better chance of successfully short selling your home.

– The property can then be listed with stipulation that the sale is pending third party approval.

– Interested buyers make offers that are submitted to you and your agent. If agreeable, offers are sent to the bank for approval. In this scenario, an offer may come in at $300,000. You submit this offer to your lender, requesting forgiveness of the outstanding $50,000.

If successful, the banks will report this on your credit history as ‘Settled For Less Than Owed.’ This is a negative mark on your credit score but is nothing close to a bankruptcy or foreclosure.

– Deed in Lieu of Foreclosure: This is the last resort when faced with a possible foreclosure. It means simply giving away the deed to the bank in exchange for them not pursuing a foreclosure action against you. This does significant damage to your credit score, but is still better than a full foreclosure. You will avoid “foreclosure” on your credit and the bank will not pursue you for the outstanding balance on the loan. This option is only available if the house has been on the market for 6 months with no buyer and if the foreclosure sale date hasn’t been set yet.

– Bankruptcy: This is the final alternative to foreclosure. This can be a costly process and tough to successfully accomplish since your hardship already has you in a financial bind. There are two basic options available to consumers under the bankruptcy laws: chapter 7 and chapter 13.

The major benefit of a chapter 7 is to get rid of unsecured debt such as credit cards and medical bills. You will be allowed to keep certain kinds of property under the exemptions allowed by federal and/or state laws. The definition of “exempt property” differs in each state and usually includes your home, car, clothing, furniture, household appliances, and tools of your trade — each to a certain dollar amount.

While a chapter 7 bankruptcy is appropriate under the right circumstances, its use is limited in comparison to a chapter 13. A chapter 13 can be used to protect “unexempt property.” In a chapter 13, you pay a portion of your monthly income to a trustee for distribution to your creditors. A repayment plan is useful when you are behind on your home mortgage payments, taxes, or a car loan. A chapter 13 may be in effect from three to five years. It normally allows you to pay less than you owe. The extended payment period allows you to make smaller payments. You will be allowed to keep part of your monthly income to pay for living expenses like food, clothing, rent/mortgage, and medicine.

To qualify for a chapter 13 repayment plan, you must have regular income, and your unsecured debts must not exceed $250,000. If your unsecured debts exceed $250,000, you may be able to qualify for a repayment plan under chapter 11. Proceedings under chapter 11 are much more complicated and expensive (but not more powerful) than those available under chapter 13.

An Educational Guide on Automotive

There are many things the common person doesn’t understand about the mechanics of an automobile. Most people aren’t interested, but it can’t hurt to learn since investing in a car is something most of us will do at some point. In this guide I’ll discuss how an exhaust system functions and things you should know about an exhaust system.

There are several parts to your car that you can actually inspect yourself; the exhaust system is one. I always recommend searching for any holes in the exhaust system, since this can be extremely dangerous as it allows fumes to enter your car. If you find any holes, you should bring the car in immediately.

An automotive exhaust system is made up of five different parts. There’s the exhaust manifold, the exhaust pipe, the oxygen sensor, the catalytic converter and the muffler. Each of these parts has their own duties to allow the exhaust system to run smoothly.

The exhaust manifold is responsible for releasing the gases. This is done through one pipe. The manifold is attached to the cylinder head where the emissions take place. This part can be made from different materials, but most commonly made with cast iron.

Any car that requires fuel injection must have an Oxygen sensor. This part is usually located in the exhaust manifold, but can also be found by the pipe. An O2 sensor is responsible for evaluating the ratio between air and fuel. It’s specifically looking for oxygen levels in the ratio and during this process the computer will determine the amount of fuel required to get the most efficient levels for fuel economy.

Then there’s the catalytic converter which is responsible for converting carbon monoxide and hydrocarbons. It takes these chemicals and converts them to carbon dioxide and water. This process takes place between the muffler and the manifold. Usually a catalytic converter is made with a honey comb filtration system.

Most people have heard of a muffler before, but that doesn’t mean most know what it does! It’s actually there for noise pollution. It takes the noise from the exhaust and keeps it quite by dissipating the energy from the noise.

The last part of the exhaust system is the exhaust pipe. It’s often made from steel products, like stainless steal or even aluminized steel tubing. The exhaust pipe runs from the tail pipe through all the parts mentioned above.

Educators Guide to Planning

WIRELESS NETWORKING FOR THE EDUCATOR – PART 1

“PRIOR PLANNING PREVENTS PISS POOR PERFORMANCE”

There are many things to think about when planning a wireless network for a school environment. Your wireless network must be secure, must be able to handle teachers and staff work loads, and finally provide wireless access for mobile laptop labs for students. Combining all the above could be seem very difficult considering most schools will have about 100 staff members and over 500 students.

The first stage of planning your network is to discuss with staff what a wireless network will and won’t do. Find out exactly the areas where the staff will and won’t need wireless access. Will the staff or students need access in the gym area? Will the students need wireless access outdoors? How many wireless laptops will be accessing the network? What applications do the staff intend to use while using the wireless network? What applications will the students be using on the wireless network? Keep asking questions until you feel everyone understands the capabilities of a wireless network. If you fail to ask many questions it could cost your district a lot of time and money on something that doesn’t fill the schools needs.

Wireless networks in schools will usually have to support the following missions. A common need is to provide access for mobile laptops labs for students. Students use the labs to surf the internet, access network servers and perform research. Your network will need to support over twenty students accessing your wireless network in one area at the same time.

Mission two,, outdoor wireless access. This can provide a great learning opportunity for students to take technology out of the class room and perform science experiments via wireless computers. Great for students, but a large potential headache to secure an outdoors wireless network.

Mission three, provide teachers and staff members wireless network access to move through out the schools with out having to reconfigure their laptop every time they switch rooms. Seamless wireless access is a must for educators who are usually strapped for time and have little technology training. Your network needs to flexible enough to handle staff training sessions and conference rooms.

Mission four, Security. Providing wireless access for schools is one thing, providing secure wireless access in a school environment can be very difficult. Security in schools is often the last concern so when planning for your network explain all the wireless security threats to your planning committee so they know you just can’t throw wireless access points around the network and expect things to go well. Students are very smart and often more computer savvy then teachers so if you have an open wireless network it will be exploited with in the first day.

An Educational Guide for Beginners

New in the Forex market? This market may sound really complicated and scary to tackle but it’s not. Just like in any kinds of trade, you make money when you buy low and sell high. It is simply trading currencies in the Forex market.

Forex is the largest financial market in the world. It generates trillions of dollars of currency exchanges everyday and it operates 24 hours a day and seven days a week therefore, also making it the most liquid market in the world.

In the world of Forex, trading in this very liquid market is very unique compared to other financial market like stocks. Since the market operates 24 hours a day worldwide, which starts at Sydney and ends in New York, trading is not centralized in one location. You can trade whenever you want regardless of the local time.

In the past, Forex trading was only offered to large financial institutions, like banks. And, it was also only offered to large companies, multi-national corporations and large currency dealers. This is because of the large and extremely strict financial requirements imposed. This means that individual traders and small businesses are not able to participate in this liquid market.

However, in the late 90s, Forex was made available to individual traders and small businesses. This is due to the advances in the communications technology. High speed internet made it possible for people to enter the market and have become one of the best make money at home businesses.

It is getting more and more popular each day. Besides, who wouldn’t want to trade in the largest and the most liquid financial market in the world? Trading in Forex will certainly give you the opportunity to earn a lot of money. However, trading in this ever liquid market also has its risk. It is a fact that many people who lost a substantial amount of money and some of these people are seasoned traders.

This is why it is very important for you, as a beginner trader, to have the proper knowledge and education on how to trade in the market. Firstly, there are hundreds or even thousands of available websites in the internet that offers relevant education. Some of these websites offer dummy trading accounts where you can practice trading using dummy money.

These programs will really take you closer to actually trading. Many experts say that you’ll never really understand how it really works until you traded in the market. So, if you want to learn how to do it, you may want to sign up for a dummy account that numerous websites offer.

With a dummy account, you can trade by not using real money at all. With this program you can practice your knowledge and skills in trading in the market and not waste money.

To get started in trading in this market, all you need is a computer with a high speed internet connection, a funded account, and a trading system. These three simple things are enough to get you started in trading.

In order for you to minimize the risk of losing money, you need to have some basic knowledge in charting before you start trading. In most trading systems, charts are there to assist you with your trades. Charts are a visual representation of the exchange rates of currencies. This is where you will mostly base your decisions to buy and sell currencies. You have to learn how to read the different charts in order for you to successfully trade in the market.

Each chart is different although they represent the same fluctuations. For example, in the daily chart, you can evaluate market trends in the past 24 hours to help you make decisions on the next 24 hours of trading. In the hourly chart, you can use this chart to spot trends within the day. And, in the 15 minute chart, where it can help you recent currency fluctuations in a 15 minute interval to help you decide on which currency to buy and sell. Sometimes, there are 5 minute chart available to better help you get closer to the action.

These are the basics on how to trade in the market. Always remember that aside from the promising earning potential that you can have in the market, there are also underlying risks that you have to consider. It is therefore wise to trade in this market with a proper investment plan and strategy. If you are just starting out to trade in Forex, consider opening a dummy account to help you practice trading without risking money.

An Online Education Guide

In today’s economy, we all know that keeping the jobs we’ve got is a necessity. But, we also know that we want a better job with more money and better benefits. The drawback is the fact that going for a degree usually means having to take classes on campus during the day, or at best taking evening classes. Having to take classes on campus can really disrupt daily schedules unless you’re going to be a regular full time student. This means classes are being given during job hours and even evening classes can be a real hassle to get to, especially if you have a family. Many colleges and universities now offer online classes which means you can take advantage of the online education resources they provide to complete your degree, but do the classes and work when you have time, not when they schedule on campus classes.

There are some things you’ll need to keep in mind if you want to take online classes. Regardless of what degree you’re going for, whether it’s nursing or you’re planning out a business career path, taking classes online will require you have a computer and an internet connection in your home. Since computers and internet connectivity are so ubiquitous now, great computers to take classes on and to do your class work on can be had for as little as $300 and DSL connections are as little as $15 a month. This means taking online classes, at least from the requirements you have to have to take classes at home are very affordable.

Granted, even though computers and connectivity are everywhere, there are still some of us that are afraid of them and aren’t confident at all about how to use them. Fortunately, there are a lot of great books and guides available that will hand-hold you through everything you need to know. Plus, getting a tutor to come in and help you set everything up and show you how to use the system is easy to do. And the college or university will have computer classes as well. Even though you may have to attend some evening classes to start with so you can get the tools you need to take online classes, it’ll be worth the effort.

Most jobs now require you have a certain level of computer knowledge anyway, so these investments in time and money will serve you well later. And who knows? You may like computers enough to go for a degree in Information Systems.

Insurance Continuing Education Guide

Morality has often been described as a “social system of rules created to allow people to adjudicate disputes rationally without resorting to physical force so that the relationship is affected by the dispute can endure and, perhaps, even flourish. Because most disputes are generated over the question of who is entitled to certain goods, the pursuit of goods and the question of who is entitled to certain goods, the pursuit of goods and the avoidance of harm are at the core of any moral system. Hence, we can claim that the creation of some benefit or the avoidance of harm is the goal of any activity.” (McGill’s Life Insurance, Chapter 18)

Ethicists have taken a variety of ways to arrive at ethical approaches for a multitude of problems, but basically ethics primarily relates to enhancing the qualify of life on one hand, and at the same time, maintaining the issues of fairness and justice. The principal message here is for one to pursue his interests fairly and unselfishly, with particular attention to treating every person the same. Logically, this would mean that differences in treatment can be justified if, and only if, there are relevant differences. Selfish behavior, on the other hand, is where one pursues self interest without regard to the interests of, or at the expense of, others.

It can be difficult at time to treat two (or more) situations/persons/objects exactly the same. If a married couple has twin boys, what one is entitled to, so should the other be entitled to the same. Children recognize this early in their life, as something that a sibling receives, if different from what they receive, is “not fair”-whether it is a bigger piece of cake, staying up later, etc. Therefore, as soon as children began to notice differences and to use reason, they are aware of the basis of fairness, that “the same should be treated the same.” Therefore, if we truly believe that most people are alike in most morally relevant respects, then they should be treated the same in most respects. This can be hard to understand at time, particularly when terrorists blow up helpless people and commit atrocities (as Paul Harvey, radio commentator, often says, “It really isn’t one world…”)

Still, most of us have been installed with respect for the Golden Rule: “Do unto others as you would have others do unto you.” This principle reinforces the notion that others are the same as you in most relevant respects and is repeated in this text.

Some may see “selfishness” as unethical when related to the principle of fairness, but by “selfishness,” that does not mean only the pursuit of self-interest, which is natural and acceptable. The pursuit of self-interest is a perfectly natural and acceptable activity. Selfishness, on the other hand, is when a person pursues self-interest at the expense of another-when the person is not entitled to the good or material pursued-in effect putting their own interest ahead of the interest of another when doing so will hurt the other party. As an example, taking so much food at a party that there is not enough left for all of the others. If other people need or want the same thing but only one person can have it, who (and how) decides who gets it? Since situations like this occur often, society has created rule of fair distributions-and such are the ethical rules of society.

Ethical rules emerge as societies grow as justice and the betterment of the quality of life must have some sort of ethical rules for appropriate behavior governing the society. They usually start through the process of trial and error plus the assignment of responsibilities which not only perpetuates society, but allows it to grow. In the western world, those societies in the Greco-Roman-Judeo-Christian tradition developed these general principles into more specific rules based upon the Ten Commandments, which include prohibitions against murder, stealing, lying, adultery, etc., as a template for judging proper behavior. It should be obvious that these Commandments reinforce the general prohibitions against selfishness and unfairness.

Back as far as recorded history, there has been distribution of goods that have allowed civilization to advance. Those who derived food from the land would trade with the hunters, thereby creating the first acknowledgements of civility. If, for instance, a grower of food was not able to obtain what would be considered “equal” compensation in barter for meat from the hunters, either some sort of agreed-upon arrangement was made or war could result. The free exchange of goods in a market requires the informed consent of both parties, but neither party would consent if they would not benefit on an equal basis.

Applying this to insurance with the sale as a market transaction, it is easy to see that misrepresenting the product or withholding significant information would not allow informed consent-therefore that constitutes misappropriation of the buyer’s goods. Any way one looks at that, this type of sale would involve an unfair and unjust transaction, and basically is a form of stealing.

The necessity to be fair and just requires procedures to be set forth for the distribution of benefits and other obligations, such as the entitlement to benefits which are rights. What is a right due to one party is usually determined by the relationship to the person with the obligation. As an example, if I have a right to an education, then there are those who have an obligation to provide such educations. If you become a parent, your obligation is meet certain obligations to care for and educate your child. (No, there is no obligation to provide the child with his own car on his 16th birthday…) Then there are relationships that exist because of a commitment to them. Societies establish divisions of labor-set up jobs for persons-and there are those who accept the responsibilities of one or more of these jobs. A commitment to jobs and relationships automatically carries responsibilities.

Under the assumption that the majority of the social rules or jobs that we assume, are legal, necessary and beneficial to society, then we must take a look at the various relationships as a result of the division of labor. Looking at the relationships helps to determine what our responsibilities are in respect to applying ethics of relationships to the insurance industry and thereby determining the rights and responsibilities of those in the industry. In this text, particular practices that are ethically suspect are discussed for the purpose of showing why they are inappropriate or appropriate as the case may be. If the practice is problematic, then reasons both for and against them will be discussed.

A Stage By Stage Educational Guide

Being a mother also means being your child’s very first teacher (among about a million other things!).

Sure, they say that mother knows best, but especially for first timers, a little help can go a long way. After all, what your child learns is just about as good as what you teach him – and how, for that matter.

So you need to do your best to nurture your little one and help develop all of those important skills.

The early years are the best years to build a good foundation.

So here it is, taking care of your tot’s needs, a stage by stage educational guide. The article covers typical milestones that your child is likely to reach in the toddler age bracket. It also covers the physical, intellectual and social development of your child during this time. A list of certain toys that are right for these age brackets and can help your child develop the foundational skills and abilities that he will use throughout his life are also given. (Note: I’ve used He/Him throughout this article to refer to both genders as it reads better than saying he/she, him/her all the time in my opinion).

14-18 Months

Main Milestones:

This is the age when your child will go from taking those first few steps to actually walking all on his own. So get ready to let go (but only of the hands). Aside from that, your little one will start building his vocabulary as he will use more and more words too. Of course, curiosity will definitely be present, but remember what they said about the cat – so your supervision is extremely important when your child plays and explores.

What To Expect:

Physical Development

Aside from your child just growing bigger and stronger every day, here are some of the things you can expect your child to develop physically in this stage:

By now, your little one should be able to crawl, sit, stand, and even walk on his own without the need of support. If your place isn’t baby proofed yet, you better get straight to it!

Also, this is the stage when the little one will start to make use of his little hands. He will enjoy carrying small things, usually one in each hands. Again, the word is SUPERVISION, because this is also the time when those little things that he is carrying will usually go straight to his mouth. So you have to be careful in choosing what your child plays with and not leave any little things scattered around within reach.

One thing that your child will be holding quite a lot is a spoon. Putting it in his bowl will be a breeze, it’s getting it to his mouth on his own is the hard part.

More on the hands, you can expect to get waves hello and waves goodbye, and if you teach the little one, maybe even a few flying kisses here and there. But you won’t be the only one clapping, as this is the age when that starts too – along with pushing and pulling as well. Pick and throw (a much better term for fetch) will without doubt be part of your routine ( your role is the “dog” so to speak).

Intellectual Development

Just as your child has gone from his first few steps to walking all over the place, you can expect a good 19 words, give or take, to go along with the very first one he said. So this is the stage when your little one starts storing words in his vocabulary bank.

Aside from his just starting to talk, what is really nice about this stage is that your child will actually start to look directly at the person who is talking to him, as if engaging in a conversation.
This is also when he will be able to follow simple, one step directions and requests, like stand up, sit down, get it.

Your tiny tot may also start to look for things that aren’t there, like his favorite toy perhaps, or maybe when you guys play a little game of I spy – the toddler version, of course.

Social Development

Social development is probably just as important as physical and intellectual development. After all, no man is an island- that especially goes for the little ones. This is the stage where you child will begin to really enjoy around being people, but at the same time, this is also when he may have a little bit of separation anxiety from mommy or daddy (or basically whoever the little one is usually with).

You better be careful with what you say and do as this is the time when not only is your child a curious one, but quite the copy cat as well. Steer clear from bad words and what now when within earshot of the little fellow.

As mentioned earlier, he will enjoy company, but he will also enjoy playing alone on the mat on the floor or in a play pen. But still, always keep an eye on him nonetheless.

Speaking of play, mirrors are great. This is the stage when the little one will be able to recognize himself in the mirror. And so the vanity begins.

What To Do:

Just to reiterate what was mentioned earlier – BABYPROOF YOUR PLACE. Leave no outlet uncovered, the same goes for sharp edges, if you have stairs, by all means, install a little gate of sorts, put breakables away and out of reach – you get the drill.

Although safety is your top concern, that isn’t the only one. You can help your child’s development by playing simple games and reading simple books. Even with the most high end technology, nothing beats a good old bedtime story.

You can also take walks with the little one, and, to help him learn words, name the things you see – be it a walk around the living room by pointing to the TV and teaching him what it is, or if it is around the block and showing him what a tree is.

You should also start with body parts. Make it a game to make it fun. Like where’s your nose?
But do remember to always show how proud you are of your child, not only for getting things right, but even just for giving it a go.

What To Get:

Here are a couple of great toys for this age group to help put the FUN back in FUNdamentals.

  • Small ride on toys
  • Crayons – the bigger the better
  • Books – choose the ones with hard pages or the soft plush kind over paper, lots of pictures, bright colors.
  • Stacking toys
  • Puzzles – the big ones with only about 2-6 pieces.
  • Balls
  • Push and pull toys

18-24 Months

Main Milestones:

Not only will you have a little tape recorder, but a video recorder too. This is the stage where your child will imitate just about everything you say and do- much more than the previous stage. So you better be a good example and act at your best behavior as well. This is also the age when your little one won’t feel so little anymore and will be much more independent. But even though your child is in the whole “I can do it myself” stage, make sure that he does so under constant supervision.

What To Expect:

Physical Development

In the last couple of months, it was mentioned that your little one would begin to hold his spoon, but would really be able to get it to his mouth. This is the stage when he will actually become successful in feeding himself, messy, but successful nonetheless. So don’t ditch the bib just yet.

Speaking of mess, this is also when he will become aware of his diaper and when it needs a good change. So this is the perfect time to introduce him to his good friend, the potty.

Your child will enjoy stacking stuff, like blocks and pails, rolling balls, as well as other things that roll to- like little cars or just about anything with wheels.

Intellectual Development

This is where his vocabulary takes a huge soar from twenty plus words to hundreds and hundreds. Plus, more than that, this is also when your child will start putting them together by forming 2-3 word sentences- usually a verb, a noun, and even a preposition- like put that here, or throw ball.

But your child won’t only be talking to you at this stage. This is also when he will start talking to himself. Don’t worry, he isn’t crazy-it is perfectly normal.

He will be much more expressive too and will show a much better liking to stories, songs, and nursery rhymes. And because he loves imitating people, this is the perfect time to teach him some.

Social Development

Socially, this may be a rather difficult stage. Your child will become rather possessive and won’t really like to share at this point, whether it is one of his toys or even his very own mommy. So if there is another baby in the room, best you pick him up when your kiddo isn’t looking. Another reason for this is that your child will also love getting attention from adults and won’t want to share the spotlight either.

He will also have a hard time waiting – so not only his patience will be tested, but yours as well. So get ready because it is possible that your child will be pretty aggressive, physically, when angry, frustrated, or doesn’t get what he or she wants. It is the beginning of the so called terrible twos after all.

But it isn’t all bad. This is also the age when you child will be referring to himself in third person, his own name. No matter how stressed you might be, that will definitely put a smile on your face.

What To Do:

This is the stage where play gets much more interesting. But more than just fun, it is the perfect way to teach your kid new things too. More than just vocabulary (but learning new words never really stops), you can also help your child learn how things work, like the simple on and off switch, and also teach them how to use certain tools and whatnot (but, of course, nothing harmful or dangerous).

Because this is the time your child will start to use his imagination, you should help stimulate the creative process by playing along, like eating food that isn’t really there or taking a road trip right on your living room couch.

You should also help your child develop problem solving skills, like the circle shape goes in the circle hole kinda thing, and also teach him to work and play with others. Play dates will definitely be fun.

What To Get:

  • Shape sorters
  • Play Doh
  • Ride on toys
  • Musical Toys
  • Toys of everyday things, like cooking sets or a toy phone
  • Stuffed toys
  • Books
  • Puzzles

2-3 Years Old

Main Milestones:

Now that you are way done with witnessing your child’s first steps, get ready for leaps, jumps, tumbles, and him basically running all over the place – but in a much steadier way. He should be much better with using his hands as well as expressing what he needs and wants.

What To Expect:

Physical Development

Your child will be much steadier on his two feet, as mentioned earlier, he will be running all over the place and jumping here and there – not to mention climbing and swinging too, since this is also the stage where he will be using both of his hands a whole lot as well. His little hands will be sorting, pinching, poking, pulling, pushing, taking things apart and putting them back together again (or at least trying to).

But more than just for holding on to railings and the like, this is the stage where your child will be able to scribble on paper, well, mostly on paper. You can expect a lot of misses too so get ready to scrub off marks on the table and floor as well. (the trick is to only get the washable stuff).

This is also when you child will help getting dressed. Taking off his clothes will be much easier than putting them on. So you will still need to help. But by now, he should be able to snap buttons and pull zippers up and down.

Intellectual Development

This is the talkative stage – from the time he wakes up to the time right before he falls asleep. After all, by now your child should know about 1000 words (and that number keeps on growing every day) and can formulate 2-5 word sentences.

But despite a pretty big vocabulary, your child may not use all the words he knows often – but you can expect to hear a lot of I, me, you, and mine.

What is really nice about this age is that more than just names of things and people, your child will also remember what he did, like events – maybe a birthday party he went to or even just a simple walk down the street, and routines, like setting the table everyday or brushing teeth after meals. Then when he recalls something, he will try to tell you all about it.

What To Do:

Since this is when your child is most talkative in his toddler years, you should encourage it by continuously talking to him and adding to his vocabulary and start describing things and events to him too. Talk to your child all the time – while giving him a bath, during play, over breakfast, lunch and dinner.

This is also a great time to give your child choices, and let him pick what he wants – whether it is the color of the crayon or what snack he would like to have.

Keep on reading, singing, and rhyming with the little one.

This is also the perfect time to start teaching your child about chores and responsibility (but don’t expect him to clean the house just yet). Start simple, like putting his toys back in the chest after play, or even sweeping the floor – although the dust will probably just be circling around, the point is teaching him that it needs to be done. The dust pan can wait for later.

This is also a really good time for your child to play with other kids. If he doesn’t have any brothers or sisters, play dates with cousins or the neighbors are perfect.

What To Get:

  • Art stuff – markers, paint, crayons, beads to string, etc.
  • Musical Toys
  • Toys of everyday things (this will be a favorite for a long time)
  • Ride on toys – you could even move up to a three wheel bike
  • Books and puzzles
  • Building toys, like bricks
  • Stuffed toys
  • Interactive toys

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